Purchase and conversion potential
Condition. Risks. Opportunities.
Purchase and conversion potential · ISK · v1 · UNAPPROVED DRAFT
DEMO · property in Iceland
Example without client data · 2026-10-14 · VICTORIUM · DEMO
Fastanúmer: Not provided
Report no. DEMO-IS-001
Property at a glance
- Asking price
- 74,000,000 ISK
- 2026-10-14 · Source in the detailed section
- Market value
- 72,000,000 ISK
- 2026-10-14 · Source in the detailed section
- Fasteignamat
- 65,000,000 ISK
- Year 2026 · 2026-10-14 · Source in the detailed section
- Previous sale · latest record
- No confirmed record
- History not checked
- Property condition · author's assessment
- Condition unknown
- 2026-10-14
- Roof
- Repair required
- 2026-10-14
- Electrical installation
- Condition unknown
- 2026-10-14
- Plumbing
- Not checked
- Inspection date not provided
- Post-purchase repairs / further works
- Not provided
- Incomplete scope - not a zero cost
- Including immediate works
- Not provided
- Part of repair costs, not an additional amount
DATA · METHOD · FINDINGSDRAFT · DECISION NOT APPROVED
AWAITING ASSESSMENT
DEMO: further evidence is required before a decision. This is not an approved recommendation.
- Project cost
- 75,590,000 ISK
- Monthly cash flow
- 320,600 ISK
- Purchase limit for target ROI
- 73,060,000 ISK
- Assumed purchase price
- 70,000,000 ISK
- Limit for target ROI
- 73,060,000 ISK
- Asking price
- 74,000,000 ISK
Property and report details
| Address | DEMO · property in Iceland |
|---|---|
| Fastanúmer | Not provided |
| Client | Example without client data |
| Author and date | VICTORIUM · DEMO · 2026-10-14 |
Valuation and registers
Market value, post-works value and official assessments are not interchangeable. Amounts in ISK. Missing information does not mean zero.
| Asking price | 74,000,000 ISK | DEMO: fictional data, not a register or contractor quote · 2026-10-14 |
|---|---|---|
| Current market value | 72,000,000 ISK | DEMO: fictional data, not a register or contractor quote · 2026-10-14 |
| Post-works value | Not provided | Source not provided · Date not provided |
| Fasteignamat | 65,000,000 ISK | DEMO: fictional data, not a register or contractor quote · 2026-10-14 · 2026 |
| Brunabótamat | Not provided | Source not provided · Date not provided |
Property transaction history
Not checked. Fastanúmer: not provided. Checked: date not provided; DEMO: history remains unchecked. No match does not prove that no previous transactions took place.
No data recorded.
Property description and setting
DEMO: fictional data, not a register or contractor quote · 2026-10-14
| Property type | DEMO: house |
|---|---|
| Floor area | 120 m² |
| Number of storeys | Not provided |
| Basement | Not provided |
| Additional rooms and buildings | Not provided |
| Location and surroundings | Not provided |
| Orientation and location convention | Not specified |
Inspection scope and basis
| Report number | DEMO-IS-001 |
|---|---|
| Assessment method | Not specified |
| Site visit date | Not provided / not performed |
| Inspector / assessor | Not provided |
| Inspection scope | A layout demonstration, not an assessment of a real property. |
| Tests, measurements and methods | No completed tests recorded |
| Inaccessible elements and limitations | Limitations not described |
Rating legend and findings register
Ratings organise actions; they do not confirm safety or regulatory compliance. The author determines urgency and timing. They do not replace specialist assessments. An empty register does not mean all elements have been inspected or that no defects exist.
| U | Repair or further investigation of the identified issue | |
|---|---|---|
| M | Monitoring or additional testing | |
| D | Recommended improvement or upgrade, without an automatic finding of legal non-compliance | |
| Not specified | The author has not assigned a rating | |
| Number of recorded findings | 1 | |
| #1 · DEMO: roof covering | U - repair or further investigation | Fictional roof slope |
Technical condition and inspection coverage
The author's findings are based on the stated sources. This inspection is not a certified services inspection or structural survey. Not checked does not mean defect-free.
| Overall condition | Condition unknown | DEMO: fictional data, not a register or contractor quote · 2026-10-14 |
|---|---|---|
| Limitations and further verification | DEMO: no actual visit or testing. Safety has not been confirmed. | |
| Roof · Repair required | DEMO: example of a roof-covering issue requiring a defined repair scope. | DEMO: fictional data, not a register or contractor quote · 2026-10-14 |
| Electrical installation · Condition unknown | DEMO: electrical test results are unavailable. | DEMO: fictional data, not a register or contractor quote · 2026-10-14 |
| Plumbing · Not checked | No findings recorded. | Source not provided · Date not provided |
DEMO: roof covering
URoof and chimneys / Subcategory not provided
Fictional roof slope
Observation
DEMO: example of a roof-covering issue requiring a defined repair scope.
Recommended further investigation
DEMO: arrange a specialist inspection and obtain a quote before deciding. The displayed cost only illustrates the layout.
No photograph attached.
Post-purchase costs and recommended works
Repair costs in ISK, excluding purchase price, acquisition fees and running costs. This information register is not automatically added to the investment budget. Include each work item only once; record investigation and contingency separately where applicable.
| Full repair scope | Not provided | Incomplete scope |
|---|---|---|
| Including immediate works | Not provided | |
| Known items - partial total | 600,000 ISK - 900,000 ISK | |
| Basis for completeness | Source not provided · Date not provided | |
| DEMO: roof-covering repair · Roof | 600,000 ISK - 900,000 ISK | Within 12 months · DEMO: fictional data, not a register or contractor quote · 2026-10-14 |
1. DEMO: existing layout · selected for decision
DEMO: fictional data, not a register or contractor quote
| Total project cost | 75,590,000 ISK | |
|---|---|---|
| Sale profit before income tax | 18,790,000 ISK | |
| Sale ROI | 24.86% | |
| NOI / year | 8,167,200 ISK | |
| Cash flow / month | 320,600 ISK | |
| Cash flow / year | 3,847,200 ISK | |
| Required equity | 25,590,000 ISK | |
| Cash-on-cash | 15.03% | |
| Target sale ROI | 20% | |
| Purchase price limit (resale) | 73,060,000 ISK | Net sale proceeds / (1 + target ROI), less non-purchase investment costs. A negative limit means no non-negative purchase price meets the target. This is not a market valuation. |
DEMO: existing layout · assumptions and sources
Eignavit method, adapted by Victorium. Contingency and vacancy are calculated from gross rent. No automatic tax classification, debt indexation or investment decision. Other costs must not duplicate contingency.
| Purchase price | 70,000,000 ISK | DEMO: fictional data, not a register or contractor quote |
|---|---|---|
| Fee rate on fasteignamat (%) | 0.8% | DEMO: fictional data, not a register or contractor quote |
| Other acquisition costs | 70,000 ISK | DEMO: fictional data, not a register or contractor quote |
| Renovation and contingency | 5,000,000 ISK | DEMO: fictional data, not a register or contractor quote |
| Financing, holding and other investment costs | 0 ISK | DEMO: fictional data, not a register or contractor quote |
| Assumed post-works sale price | 96,800,000 ISK | DEMO: fictional data, not a register or contractor quote |
| Sale costs (%) | 2.5% | DEMO: fictional data, not a register or contractor quote |
| Total planned monthly rent | 820,000 ISK | DEMO: fictional data, not a register or contractor quote |
| Vacancy (% of gross rent) | 5% | DEMO: fictional data, not a register or contractor quote |
| Operating contingency (% of gross rent) | 12% | DEMO: fictional data, not a register or contractor quote |
| Other operating costs / month | 0 ISK | DEMO: fictional data, not a register or contractor quote |
| Loan principal | 50,000,000 ISK | DEMO: fictional data, not a register or contractor quote |
| Monthly loan payment | 360,000 ISK | DEMO: fictional data, not a register or contractor quote |
DEMO: existing layout · scenarios
Multipliers change only rent, renovation and resale price relative to the base case. Other parameters remain fixed. In renovation reports, investment costs come from the register without a renovation multiplier.
| Scenario | Project cost | Cash flow / month | Sale profit |
|---|---|---|---|
| Downside | 76,590,000 ISK | 252,540 ISK | 13,071,000 ISK |
| Base | 75,590,000 ISK | 320,600 ISK | 18,790,000 ISK |
| Upside | 75,590,000 ISK | 354,630 ISK | 23,509,000 ISK |
| Multipliers downside | Rent: 0.9 | Renovation: 1.2 | Resale: 0.95 |
| Multipliers upside | Rent: 1.05 | Renovation: 1 | Resale: 1.05 |
Author's decision and full rationale
Draft decision, not approved.
| No decision selected | DEMO: further evidence is required before a decision. This is not an approved recommendation. |
|---|
Risks and conditions
| All amounts are fictional. Electrical tests, plumbing inspection and transaction history are missing. |
|---|
Next actions
| 1. Verify register data. 2. Arrange services testing. 3. Obtain quotes and reassess the budget. |
|---|
Status and limitations
| DRAFT - unapproved; not for delivery as a final recommendation. |
|---|
| This report is based on the stated documents and the author's assumptions. It is not a technical survey, legal opinion or guarantee of price or return. Subdivision feasibility requires separate confirmation. Missing data remains unknown. |
| Public DEMO with fictional data. No private operator record is used. |